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All agents are NOT alike! Find out why I am a top real estate expert. My office phone is toll free for your convenience: (800) 656-5334
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Kristian Peter is one of The Top
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Read What People Are Saying About Me I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me... Amazing Service
"I would like to personally recommend Kristian Peter as the Broker to use when selling your home."
B. Von-Gnatensky, Rolling Hills, $321,000 sale
Amazing Service
"Kristian went way above our expectations, and made our home purchase easier than I ever imagined."
Mr. and Mrs. Dorsey
I'm Happy To Say
"We found a great home in a great part of Eastlake."
J. Simonsen, Eastlake, $425,000 purchase
WOW
"I sold my home for almost 30% more than the last sale in our neighborhood thanks in large part to Kristian's Internet Marketing."
Mr. G. Garcia
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Financing Your Home >Early Loan Approval
Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.
Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.
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| Q |
Which law allows a person to give another individual up to $10,000 a year without any tax consequences?
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| A |
The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year. |
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- NUMBER1EXPERT™ 
